When a finance company or a bank makes a loan home, the debtor is required to put together a mortgage. Let's see what it means.
The mortgage on the house acts as collateral, the bank in fact has the right to claim against the home if the applicant were to stop paying the mortgage. The mortgage is in registration with the Real Estate Registry and requires the presentation of the title and a statement in duplicate signed by the applicant. In the mortgage document is the loan agreement. The note must contain all the precise details of the creditor, the debtor, the third owner, credit or identity of the individual assets. Conversely, omissions and inaccuracies may lead to revocation of registration ipotecaria.
L'ipoteca è indivisibile, perché si estende sull'intero bene che ne è oggetto e sulle sue parti, a garanzia dell'intero credito e dei suoi accessori.
Tratto da Kataweb
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